Hire purchase



New at Modellbahn Union, online and in our model railway shop in Kamen: Pay in installments with ease


Instant, Flexible, Transparent. With hire purchase by easyCredit, you benefit in several ways from convenient and fair installment payments. Without any hidden costs, fees or tiresome paperwork.

It's that easy online: Simply select ratenkauf by easyCredit during the payment process and enter your data online. Finished!

It's that easy in the store: select the item you want and the amount of the installment and simply do the immediate check yourself using your smartphone or on a provided tablet. No waiting, no paperwork, very discreet! If you receive an immediate confirmation, go to the checkout with your Girocard and complete the purchase. You can take goods that are in stock with you immediately. If you want to pay back faster later or want to take a break from paying: no problem, this is also very easy and flexible.

The hire purchase at a glance:   
- Order values: 200 to 10,000 euros
- Minimum rate: 20 euros
- Terms: 6 to 60 months
- Repayment: You pay the first installment no earlier than 30 days after purchase. You will receive your detailed installment plan by e-mail.
- Early repayments and payment pauses are free of charge.

Rely on a strong partner: Installment purchase by easyCredit is a product of TeamBank AG, Beuthener Straße 25, 90471 Nuremberg. With the easyCredit product family, TeamBank AG is the competence center for modern liquidity management in the Volksbanken Raiffeisenbanken cooperative financial network. By providing and networking innovative products and services, customers can access liquidity easily, anywhere and at any time.

Please note that this service is currently only available to customers from Germany.